Insurance

We accept reimbursement from several national and regional health insurances companies. Clearwater is currently an in-network preferred provider with those companies listed below. If your network is not listed, I encourage you to call and ask your insurance company about “out of network benefits” for Outpatient Behavioral Health. Although we may be out of network, services might be partially covered, but have a higher deductible. All plans are different depending on your employer’s contract with that company and may vary from year to year. It is also a good idea to ask about copays and deductibles as these are the patient’s responsibility. We will be happy to submit your charges to your insurance company for you.

Summary of coverage questions regarding Outpatient Behavioral Health

  • What is my yearly deductible and has it been met?
  • Do I have a co-pay and/or coinsurance does it apply to outpatient mental health?
  • Is there a session limit per calendar year?
  • What are my “In-Network and Out-of-Network” Benefits?

In-Network with the Following:

Mayo Health Solutions
HealthPartners
Security Health Plan – Commercial and some Marketplace plans
WEA Trust
Group Health Cooperative of Eau Claire
Group Health Cooperative of South Central Wisconsin
Anthem Blue Cross/Blue Shield
Health EOS
Multiplan

Other Insurance companies such as Cigna, often allow some reimbursement for out-of-network providers. Again, we encourage you to contact your individual insurance company regarding your particular plan. if you have employer-based health insurance, your Human Resources Department may also be a resource for you.

Most sessions are 50 min in length unless previously arranged.

Clients may make their co-pay, deductible, co-insurance or fee-for-service payments using check, cash, Visa, MasterCard or Health Saving/Reimbursement Account (HSA/HRA) debit card.

Cancellation Policy

If you miss your scheduled therapy appointment for any reason other than an emergency or you have not notified us at least 48 hours in advance, you will be required to pay the full cost of the session. It is important for you to be aware that Insurance companies do not reimburse for missed appointments.